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Stewardship in Today’s Culture

Each month, we post a series of blogs around a common topic. This month, Katy Stenta is curating a series called “Worship Outside the Box” that looks at the elements of worship in new ways and contexts. Each post will focus on one particular part of worship, providing new insights about how we can gather to worship God. Today’s post serves as the offering. What are the ways you worship God in your own community? We invite you to join the conversation on Facebook and Twitter!

by Larissa Kwong Abazia

Let’s be honest: It’s either stewardship season or the congregation’s own sustainability that get our fiscal attention in the church. The act has been expanded to include “time, talent, and treasure” but is this simply a strategy to make people give more, feel good about what they decided to give, or calm anxieties about “the ask” rather than embrace a fuller understanding of what offering is meant to be?

I’m just going to cut to the chase and share these knowledgeable words from Walter Brueggemann: “We live in a society that would like to bracket out money and possessions (politics and economics) from ultimate questions. The Bible insists otherwise. It insists that the issues of ultimacy are questions about money and possessions. Biblical testimony invites a serious reconsideration of the ways in which our society engages or does not engage questions of money and possessions as carriers of social possibility.” As long as we continue to engage in the offering as merely a financial ask for the church’s vitality, we disregard the call to discipleship that requires us to see money and possessions as a disruptive force for change in ourselves and the world.

We must rid ourselves of a few myths:

Myth #1: What you possess is due to the success of the work of your own hands. Need we be reminded who created each one of us, who claimed us in our mother’s womb before we drew our first breaths? We cannot celebrate being created and called by God, yet avoid the required response to give back what was never ours in the first place.

Myth #2: Offering and stewardship are primarily about maintaining, sustaining, or building a legacy. A budget should neither define the life of the church nor its endowments or investments be solely about its own future. It ultimately reflects what we value and where we place our trust (consider looking at the church budget through this lens at the next meeting!). Withholding the money and possessions of the congregation risks keeping us from the exact neighborhoods in which our faith communities reside. We must stop utilizing the first fruits of what we collect for the church, giving only scraps out after our needs are determined.

Myth #3: Offering is what we give inside the walls of the church. We need to act as though what we do inside the church has the power to transform how we live outside of the walls; the concept of giving does not stop at the offering plate but involves every way that we choose to use or cling to our money and possessions.

Myth #4: Offering is just about money and finances. Racism, sexism, other-ing, assumptions, and hierarchies impact our engagement with and participation in Christian life together. We are called to a different kind of community: a diverse gathering of people who create a new lifestyle together. So when our churches say, “All are welcome,” it means that the visitor and stranger transform us, not the other way around. It also means that those who have power, privilege, and authority must share and/or utilize these possessions for the good of the whole.

What would happen if money and possessions were seen as disruptive forces of change for the church and people of faith? We would see Christ in every face and respond with hospitality, generosity, and love. We would acknowledge the truth that, if the marginalized remain in our midst, our money and possessions continue to oppress the exact neighbors we are called to care for and love.

American culture encourages us to clench our fists, take care of ourselves and those we love for first, and celebrate the freedom of individualism. Instead, our faith calls us to challenge these assumptions and live in a community where everyone’s needs are met and all contributions are celebrated, no matter the size. We need to witness to and embody Christian communities where the binary structures of this world (insider/outsider, foreigner/citizen, us/them, have/have nots) are replaced with a true reflection of the body of Christ.


Larissa Kwong Abazia is a pastor, speaker, writer, and consultant with the Vandersall Collective. She is also the project manager and a team member for the Collective Foundation, a non-profit organization supporting research into fundraising practices in Christian communities of color. Larissa was the Vice Moderator of the 221st General Assembly and has served churches in Chicago, New York City, and throughout New Jersey.

Creating a Narrative Budget

Each month, we post a series of blogs around a common topic. This month, Deborah Rexrode is curating a blog series called “A New Perspective on Stewardship.” We’ll hear from some stewardship experts across the country on a wide range of what stewardship means for them. What are ways stewardship can be a spiritual practice? How might we come to a new understanding of the role of stewardship in ministry? We invite you to join the conversation on Facebook and Twitter!

by Raymond Bonwell

Numbers have caused people’s eyes to glaze over. To some, financial statements appear to have been written in a foreign language, guided by GAAP and overseen by FASB (even references to Generally Accepted Accounting Principles and the Financial Accounting Standards Board might inspire some to skip the balance of this post).

I would suggest that numbers are NOT the best way to talk about or describe a budget. Numbers certainly have their place in financial statements, and there they are very useful. And I am focusing on “talking about a budget,” or “describing a budget.” For this focus, we use words (not numbers).

Words have meaning. Words speak to us. The world has God’s Word in Scripture. The world has the Word made flesh in Jesus. The Spirit inspires us to lead lives faithful to the Word. And words are powerful.

The following passages of Scripture are each less than a sentence, and look at all they capture:

“Afterward Moses and Aaron went to Pharaoh and said, ‘Thus says the Lord, the God of Israel, “Let my people go.”‘” (Exodus 5:1a, NRSV)

“In that region there were shepherds living in the fields, keeping watch over their flock by night.” (Luke 2:8, NRSV)

“When a great crowd gathered and people from town after town came to him, [Jesus] said in a parable: ‘A sower went out to sow his seed.’” (Luke 8:4-5a, NRSV).

Not all budgets are created equal. Some use numbers, and others use narratives. Here I explore three types of church budgets, for which I am indebted to Kennon L. Callahan’s Effective Church Finances: Fund-Raising and Budgeting for Church Leaders (San Francisco: Jossey-Bass, 1992).

First, a cost budget is a maintenance budget typically built by a key person. It seldom changes categories year over year, and is typically dominated by the staff, the building, and a few programs, including the denomination. There is a very strong preservation/protection mentality – a need to “keep the lights on” since it “costs” XYZ thousand dollars a month to operate the church. This is not an inspiring reason to give – just enough to get by.

Second, an organizational budget, is a local budget typically built by key committees. Priorities and the budget are driven by these congregational committees. While the congregation may be financially healthy, this organizational budget is still scarcity focused – a few people on a few committees see a few resources. The organizational chart of church may not be actually printed in the budget, and it is certainly visible by the grouping of the budget lines. People are asked to give to support the organizational, institutional welfare of that local church.

Third (and finally), the mission budget is an externally-focused budget informed by the major priorities of the coming year. This focuses more on narratives than numbers, and it serves as a high-level overview. (Yes, full financial statements would be available for the chosen few whose joy is not complete unless they make sense of all the cents.) This mission budget invites people to give to generously to major priorities; stewardship is the purpose and mission is the result. It is very people-focused. People give money to people; who will be helped by the congregation’s major priorities.

Cost and organizational budgets are created with numbers and are very format-driven. Accounting software generates a report, or figures are updated in Excel.

Mission budgets, however, are created with narratives and are tailor-made to describe that specific community. This is what makes them so challenging to create, and makes the efforts so rewarding. Given the connectional nature of the church, the Presbyterian Foundation’s Ministry Tool Box includes three examples of narrative budgets and includes instructions on how to write narrative budgets in Word. (This, and other resources, is available online. No registration is required. These are resources from the church, for the church.)

Scripture is full of paradoxes: “Therefore I am content with weaknesses, insults, hardships, persecutions, and calamities for the sake of Christ; for whenever I am weak, then I am strong” (2 Cor. 12:10, NRSV).

And here is a budgeting paradox to be effective – do not use numbers; use narratives.

Do not focus on Excel; focus on (The) Word.


Raymond Bonwell is the Corporate Secretary of the Board of Pensions of the Presbyterian Church (U.S.A.), and is responsible for advising on best practices for corporate governance and ensuring directors have needed resources to guide the Board of Pensions. A classically trained economist, his first professional career was twelve years in institutional investing and personal financial planning. A graduate of Princeton Theological Seminary, he served two churches and as a Director at Princeton for five years.